The Intermediary – September 2026 - Flipbook - Page 11
Big one or
small one?
B IG P O R TFO LIO. S M A L L P O R TFO LIO.
WE CAN HELP
One property or many, we’ve got your portfolio landlords covered.
— Maximum LTV up to 75%
— ICR of 125% for Ltd Co. and 135%-145% for
personal name landlords
— No stress testing on background properties held
— HMO considered (up to 6 beds / 6 tenants)
— No limit on number of properties held in an SPV
— Students Lets eligible under HMO criteria in
selected areas
— No minimum income
— No personal guarantees required up to 65% LTV
(Ltd Co.)
— Expat cases accepted (40+ countries).
Open-minded lending for landlords
intermediaries.familybuildingsociety.co.uk/buy-to-let-mortgages
C A LL US ON 01372 744155
OR EM A IL mortgage.desk@familybsoc.co.uk
V IS IT
FAMILY BUILDING SOCIETY, EBBISHAM HOUSE, 30 CHURCH ST, EPSOM, SURREY KT17 4NL
Family Building Society is a trading name of National Counties Building Society which is authorised by the Prudential Regulation Authority and regulated by the
Financial Conduct Authority and the Prudential Regulation Authority. National Counties is on the Financial Services Register. Firm Reference Number 206080.
