The Intermediary – November 2025 - Flipbook - Page 41
T E C H N O L O GY
In focus
ands full connection
increasingly difficult for them to
integrate with multiple broker
technology providers.
Likewise, each technology provider
must work with numerous lenders
which all operate in slightly different,
siloed ways.
The real solution is standardisation
and collaboration.
As an industry, we need to agree
on and adopt common ‘plumbing’
and interoperable frameworks
if we are to genuinely transform
the mortgage application process
through technology.
We must work together
Fragmentation is a competitive
disadvantage. As pressure builds
on costs and client experience,
organisations that move towards
greater interoperability and genuine
connectivity will naturally find
themselves ahead of the curve. Those
who wait will still benefit in time. For
the sake of both the end customer and
the long-term health of the industry, it
would be encouraging to see everyone
leaning into the shi toward a
connected mortgage ecosystem sooner
rather than later.
The transformation will happen,
and if we work collaboratively, we
can bring that future closer and make
the journey smoother for everyone
involved. ●
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