The Intermediary – July 2026 - Flipbook - Page 71
P RO T E C T I O N
Opinion
Sunshine, security
and peace of mind
S
ummers in the UK are
changing. Warmer
weather, longer heatwaves
and increasingly
unpredictable conditions
are becoming more
common, bringing new challenges
for homeowners.
While many people look forward to
sunny days and spending more time
outdoors, rising temperatures can
also increase security risks and lead to
unexpected damage to homes. Taking
a few simple precautions can help
protect a property while ensuring home
insurance continues to provide the cover
your clients need.
One of the biggest security concerns
during the summer months is that
people naturally spend more time away
from home. Whether you’re enjoying
a weekend getaway, heading abroad or
simply relaxing in the garden for the
evening, an unaended property can
become more aractive to opportunistic
thieves. Open windows, unlocked doors
and valuable items le in plain sight all
increase the risk of burglary.
Before leaving home, it’s worth
checking that all windows and doors
are securely locked, even if you’re
only going out for a short time. Smart
doorbells, outdoor lighting and
home security cameras can also act
as effective deterrents. If you’re away
for an extended period, ask a trusted
neighbour to collect post, move bins and
keep an eye on your property, helping
your home appear occupied.
Higher temperatures can also create
unexpected maintenance issues.
Extended periods of heat can cause
some building materials to expand and
contract, potentially leading to cracks
in walls or paving. Dry conditions may
increase the risk of subsidence in certain
parts of the UK, particularly where
properties are built on clay-rich soils.
Summer storms are another growing
concern. Heavy downpours following
long dry spells can overwhelm drains
and guers, increasing the risk of water
damage. Clearing guers, checking roof
tiles and maintaining drainage systems
before severe weather arrives can help
prevent costly repairs.
STEPHANIE DUNKLEY
is development director
at Safe & Secure
Homeowners should also review
their insurance policy each year to
ensure it reflects the current value
of their property and its contents. If
they’ve added a garden office, purchased
expensive outdoor furniture or invested
in items such as bicycles, barbecues or
hot tubs, these may require additional
cover or updated policy limits.
As the UK’s climate continues to
evolve, protecting your home is no
longer just about preparing for winter.
Summer now brings its own set of
risks, from extreme heat and storms to
increased opportunities for the.
By combining sensible home
maintenance, good security habits
and appropriate home insurance
cover, homeowners can enjoy
the warmer months with greater
confidence, knowing their property
is beer protected whatever the
weather brings. ●
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