The Intermediary – January 2026 - Flipbook - Page 22
S TAT E O F T H E N AT I O N
Feature
SESAME BANKHALL GROUP GATHERS THE EXPERT VIEW
FROM ADVISERS AS WE MOVE INTO 2026
Introduction by Toni Smith,
with significant growth in the remortgage and
director at Sesame
product transfer market.
2025 definitely felt like a year
the role of the adviser is evolving yet remains as
What’s clear from our Sesame members is that
of transition for the mortgage market. After
important as ever. Clients are more informed and
the volatility of recent years, the market finally
cautious, meaning advisers must provide deeper,
started to stabilise. That’s not to say it wasn’t
clearer, more strategic guidance. The emphasis
without its challenges
s – many of our advisers
in the Sesame network
k spoke of a tough
market – but many also reported
their best year, demonstrating
nstrating their
resilience and positivity.
As we move into
o 2026, there’s
20
advice, education, and longnow is on holistic a
term planning, particularly for complex,
high-net-worth (HNW), later-life or
high-net-w
self-employed clients.
self-emp
Our role
in the Sesame
r
Network is to support
Net
an air of cautious
us optimism.
our advisers
to harness
a
With rates gradually coming
ming
the opportunities
ahead,
oppo
down and affordability
providing
them with
pr
improving, it is looking
king to be
brilliant service
and
se
a strong year for the
e market.
ensuring customers get the
UK Finance forecasts gross
ross
right
advice and outcomes.
rig
lending will rise by 4%
There’s an unprecedented
Th
to £300bn this year,
opportunity
with the
oppo
The Intermediary | January 2026