The Intermediary – February 2026 - Flipbook - Page 88
Nottingham
focus on ...
STOCKPORT
Each month, The Intermediary takes a close-up
look at the housing market in a specific region and
speaks to the experts supporting the area to find out
what makes their territory unique
s 2026 gets underway,
Stockport’s housing
and mortgage market
is entering a more
considered phase.
Transitioning from
ultra-low rates to the recent turbulent
recalibrations that tested even the
most seasoned adviser’s mele,
the era of dramatic market swings
appears to be giving way to something
more measured.
For local intermediaries, the
dialogue with clients has matured in
recent months. The focus has moved
on from blunt ‘rate war’ comparisons
to a stronger emphasis on suitability
and long-term planning. Demand for
homeownership remains resilient, but
buyers and remortgagers are engaging
with finance in more nuanced ways,
all the while lenders have been quietly
redraing their playbooks, behind
the scenes.
Looking ahead, the mood is one
of cautious optimism. In Stockport
– a market long underpinned by
commuter appeal and connectivity to
Manchester – change is certainly on
the horizon. In this edition of Local
Focus, The Intermediary examines
how the local market is adapting at
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The Intermediary | February 2026
pace, exploring the trends influencing
borrower behaviour and the
opportunities emerging for advisers as
the year unfolds.
Current values
Stockport’s housing market continues
to demonstrate resilience. The average
property price across the postcode
area now stands at £342,000, with
a median of £280,000. Values have
edged upwards over the past year,
rising by £8,100, or 2%.
That said, activity levels have
cooled, as approximately 8,100
transactions were recorded over the
past 12 months, representing an 11.2%
reduction, or around 1,100 fewer sales,
compared with the previous year.
Demand remains most concentrated
in the core of the market, with
the £300,000 to £400,000 bracket
accounting for 1,499 sales (18.5%),
followed closely by homes priced
between £200,000 and £250,000,
which saw 1,319 transactions (16.3%).
At postcode level, price variation
remains pronounced, with SK1 3
emerging as the most affordable
pocket at an average of £138,000, while
SK10 4 sits firmly at the top end with
average values of £912,000.
By property type, the established
pecking order holds firm, as detached
homes average at approximately
£582,000, semi-detached properties
fetch £334,000, terraced houses
and flats come in at £239,000 and
£183,000, respectively.
On the up
Residentially, the mood on the ground
is one of quiet confidence. According
to Michael Street, founding partner
at Word On The Street: “Stockport
continues to be a very aractive ‘valueto-Manchester’ market.”
Demand, he notes, remains broadbased, with “steady demand across
most price bands.” In his view, this is
